An auto insurance policy generally covers you for accidents involving other vehicles, weather, animals, bodily injuries, and more. Below you will find various coverage types:
Liability Coverage
Liability coverage can help cover expenses from damaging a vehicle to injuring a person in an accident.
Collision Coverage
Collision coverage can help pay for damage to your vehicle after an accident involving another vehicle.
Comprehensive Coverage
Comprehensive coverage can help pay for damage to your vehicle from vandalism, weather events, and accidents involving animals.
Uninsured/Underinsured Motorist Coverage
Uninsured motorist coverage helps protect you and your vehicle from uninsured drivers and hit-and-run accidents. Underinsured motorist coverage helps protect you from drivers who do not have enough insurance to cover the costs of an accident.
Medical Payments Coverage
Medical payments coverage can help cover medical costs related to an accident, regardless of who is at fault.
Personal Injury Protection Coverage
Personal injury protection coverage can help defray costs from medical bills and lost wages as the result of an accident.
Roadside Assistance/Towing and Labor Coverage
These coverages can help you if you need a tow, run out of gas, or get a flat, and they can reimburse you for a tow and for the labor costs to get your car up and running again.
Rental Reimbursement Coverage
Rental reimbursement coverage helps pay for a rental car if your vehicle can’t be driven after an accident.
